The Council presently have a number of schemes under construction in Cork using an innovative Turnkey housing model, which utilises private development lands to deliver new social housing. To date, we have delivered 98 units. Approximately 500 units will be delivered over the next three years.
The Council also provides social housing in collaboration with the Approved Housing Bodies have a number of social housing schemes at design and under construction. At present two significant housing schemes are at procurement stage in Fermoy & Kinsale, in partnership with Respond and Cluid.
The information obtained from people using this site will allow the creation of new homes from existing vacant houses. This will also help towards meeting Ireland’s housing needs in an environmentally sustainable manner. We also want to raise awareness of vacant homes and to seek the public’s help in addressing this issue. If you are aware of an empty home in your area please tell us and we will try to contact the owner to see if it is possible to bring this house back into use. Further information available on www.vacanthomes.ie.
The Rebuilding Ireland Home loan is a new Government-backed mortgage for first-time buyers which have replaced the previous House Purchase Loan Scheme. It can be used to purchase a new or second-hand property or to finance a self-build.
You can borrow up to 90% of the market value of the property meaning the borrower will need to have a 10% deposit Vs a 3% deposit on the old scheme. You must have an annual gross income of not more than €50,000 for a single applicant or not more than €75,000 for joint applicants. Max property value capped at €320,000 for Cork meaning a max loan advance of €288,000 (90%). There are three rate products available: 2% fixed for up to 25 yrs, 2.25% fixed for up to 30 yrs, 2.3% variable for up to 30 years.
A website, www.rebuildingirelandhomeloan.ie. has been set up which gives full background on the scheme and has a list of frequently asked questions.
A National Help Desk has been set up to answer queries in relation to the scheme and their contact number is 051-349720 (8.00am – 5.00pm)
Further information can be found on Rebuilding Ireland Housing Options.
The principal objective of this scheme is to deliver social housing quickly, by targeting the repair of vacant units that require only limited works.
From the 1st February 2018, the scheme was extended to include Rental Availability Arrangements (RAA), which will incorporate the option for applicants to take on the landlord responsibilities, and thereby benefit from an additional 12% rent (92% v 80%); reduction of the minimum lease term from 10 to 5 years; additional funding available where the property is a former bedsit; extension of scheme to include new, vacant (min 12 months) but unfinished properties.
Under the Vacant Housing Repair and Leasing Initiative, repair and improvement work to suitable vacant properties may be funded to bring them up to the standard for rented accommodation and the cost of the work is then deducted from lease payments over an agreed lease term.
There are a number of requirements in relation to the Initiative:
- The must be vacant for at least 12 months.
- There be a social housing demand for the property.
- The property must be assessed as being viable to provide accommodation.
- The minimum lease term is dependent on the cost of repairs with a minimum lease period of 10 years and a maximum period of 20 years.
- The lease payments will be based on the general terms of social leasing which is set at 80% (85% for apartments) of the current market rental rates in the property location. A further adjustment to the lease payment shall be made to offset the cost of the repair/upgrade work until the cost of the work has been repaid.
- The scope and cost of the works and the recoupment of the cost of the works through the lease payments are agreed between the property owner and Cork County Council.
- The initiative is not available for private renting.
Cork County Council will assist property owners to develop the scope of works and also aid the property owner in the completion of the repair works. Property inspections are carried out by Cork County Council staff, to identify the works required to bring the dwelling to the required standard.
Further information can be found on the Repair & Lease Scheme.
Contact Details : Housing Grants Section, Cork County Council, Annabella, Mallow, Co. Cork,
Tel: 022 30476 or 022 30492, email: firstname.lastname@example.org for further details or please use our online enquiry form.
This initiative, which complements the Repair & Leasing Scheme, is also designed to assist local authorities and Approved Housing Bodies (AHB) to harness the accommodation potential that exists in certain vacant properties for social housing use. As with the Repair & Leasing Scheme, the use of the Buy & Renew Scheme is subject to the suitability of the property for social housing, the condition of the property and the cost of remediation.
There is real challenge in this work: renewing vacant and derelict premises can be difficult and costly. As well as targeting areas of social housing need for this initiative, local authorities also work to sustain an appropriate ‘tenure mix’ within communities and will have regard to this when implementing the Buy & Renew Scheme.
The Housing Directorate are working closely with the Municipal Districts to identify key strategic properties which may be suitable for acquisition under the Buy and Renew Scheme. As of 16th of February 2018, a total of 203 properties have been logged on www.vacanthomes.ie with regards to Cork County Council, which are being followed up.
The acquisition of second-hand properties by Cork County Council is a key component of the supply of additional social housing units, particularly in the short to medium term. Various factors are taken into account by Council before a decision is made to purchase, i.e. housing need, the price of the property, tenure mix in the estate or in close proximity to the property. Cork County Council will normally only undertake an acquisition where a property has been placed for sale to the general public through an auctioneer or agent.
The following details will be required in order to assess the suitability of a property for social housing:
- Property Type (detached/semi-terraced)
- Exact Location (Eircode)
- BER Rating
- Name and contact number of Auctioneer handling the sale.
- Year of construction.
- Planning reference number (if available)
- Site Size
- Any other relevant information
- Sale Price
Contact Details: Housing Dept, Cork County Council, Floor 4, County Hall, Cork.
Tel: (021) 4285558.